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Effective Date: April 16th, 2024
Welcome to Lenox Insurance Group, LLC ("Lenox", "we", "us", "our"). These Terms of Use ("Terms") govern your access to and use of our website, mobile applications, and any services offered by us (collectively, the "Services"). Please read these Terms carefully before using our Services.
By using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.
Our Privacy Policy, which details how we collect, use, and protect your personal information, is incorporated into these Terms. By using our Services, you agree to the terms of the Privacy Policy.
You may use our Services only as permitted by law and according to the terms of these Terms. You must not misuse our Services. For example, you must not interfere with our Services or try to access them using a method other than the interface and the instructions we provide.
When you create an account with us, you must provide us with accurate and complete information. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.
All content on our Services, including text, graphics, logos, images, and software, is the property of Lenox Insurance Group, LLC or its content suppliers and is protected by United States and international copyright laws.
We may terminate or suspend access to our Services immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms.
To the maximum extent permitted by applicable law, Lenox Insurance Group, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Services.
You agree to defend, indemnify, and hold harmless Lenox Insurance Group, LLC and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of your use of and access to the Services, or from or in connection with any breach of these Terms.
These Terms shall be governed and construed in accordance with the laws of the state of Illinois, USA, without regard to its conflict of law provisions.
We reserve the right to modify these Terms at any time. If we make changes, we will notify you by revising the date at the top of the Terms and, in some cases, we may provide additional notice (such as adding a statement to our homepage or sending you a notification). We encourage you to review the Terms periodically to stay informed about our practices.
If you have any questions about these Terms, please contact us at michelle@lenoxinsurancegroup.com